Motorcycle Insurance for Young Riders
Unfortunately there is no getting round the fact that motorcycle insurance for young riders is more expensive, as your age will affect your premium, resulting in more expensive insurance for
young riders. Historically, older riders tend to make fewer claims and can therefore benefit from cheaper premiums. In fact, stats show that most
claims for young riders come from riders under the age of 25.
There are some things that you can do however, to ensure that you get the cheapest motorcycle insurance as a young rider:
- Drive carefully. If your record is tarnished with fines and accidents, then you will pay more. This is especially important
for a young rider
- Do safety and advanced riders training programs. This will allow you to claim for discounts, but more importantly it will
increase your riding experience on paper, which will help the assumption that your age goes hand in hand with your experience
- Choose to ride an older motorcycle. This will keep your motorcycle insurance down
- Choose to ride a smaller engine. Many insurance companies offer specific packages tailored to young riders who choose 50-125ccc
scooters and other lightweight motorcycles as their mode of transport
- Shop online. It will be easier to compare motorcycle insurance for young riders, especially as the internet is getting more and
more competitive. Don’t forget that there are many insurance companies starting up online all the time and they are ALL competing for YOUR
business
- Prove that you are responsible by storing your motorcycle in a safe environment like a garage and use insurance approved locks. You are a liability (statistically) to any insurer because of your age. The key is to minimise your liability on everything else that is humanly possible
Check out my cheap motorcycle insurance tips. This is especially important for those battling to find affordable motorcycle insurance for young riders.
The following article may also be of interest to young riders
All good things come to those who wait ... and so unfortunately there is no getting around the fact that it is more expensive to buy motorcycle insurance as a young rider. The less of a liability you can prove to be however, the better the position that you will be in.
Where to Buy Motorcycle Insurance for Young Riders
- Quotea.co.uk specialise in motorcycle insurance for young riders
- HR Insurance also specialise in motorcycle insurance for young riders and they have quite a bit of resource in terms of articles on this subject as well!