Motorcycle Breakdown Cover
Imagine it's pouring with rain and the little light that there was, is fading quickly. It's late Sunday afternoon in the winter and you're desperate to get home and to chill out before the nine to five routing starts all over tomorrow. Instead you're standing by the side of the road miserable watching the countless other breakdown companies vehicles pass and you wish regretfully that you'd put in the little extra research and money into finding the right motorcycle breakdown cover…
Buying motorcycle breakdown cover should not be viewed as a nice to have, but rather an essential cost of owning a motorcycle - especially if you don't know your spark plug from your silencer!
The comparison table below shows only the most reputable motorcycle breakdown services rather than all of them, so for a start - half the work has been done. Secondly, listing prices is almost impossible as there are so many factors that affect each individual's motorcycle breakdown cover but the starting price should give you some level of comparison!
Motorcycle Breakdown Cover Comparison
| Motorcycle Breakdown Cover Providers | ||||||
|---|---|---|---|---|---|---|
| Provider | Online Saving | Starting Cost | No Call Out Discount | Average Response Time | Other Benefits | Apply |
|
|
20% | £33 | up to 20% | 40 min's |
Churchill
If they don't reach you within the hour, you can claim £10. 8 out of 10 vehicles are fixed at the roadside |
 |
| 25% | £35 | 10 -15% (for the first 4 yrs) | 40 min's |
More Than
Been voted Best Motorcycle Breakdown Cover Provider for two years running! They have also been able to fix 80% of vehicles by the roadside |
|
|
|
|
25% | £32.80 | n/a | 40 min's |
The AA
UK's largest breakdown organisation, they fix more breakdowns by the roadside than anyone else. No charge for labour at the roadside, no matter how long it takes |
|
| n/a | £33 | 20% | 38 min's |
Green Flag
If you insure your vehicle with MORE TH>N you are entitled to a huge 50% discount on Motorcycle breakdown cover |
|
|
|
10% | £30.60 | n/a | n/a |
International Breakdown
Offer full UK, European and European single trip cover |
|
| 20% | £29.99 | 10% | n/a |
RAC
RAC offer an amazing 50% no call out discount after 5 years. There is a special where you get 15 months for the price of 12 plus accident care, onward travel and repair referrals |
|
|
|
|
10% | £4.28/day |
The AA European
Roadside assistance and emergency repair, Vehicle recovery to the UK, 24-hour English speaking telephone assistance, Emergency car hire and accommodation |
|
||
| 10% or 20% for RAC members | £9.40/day trip |
RAC European
Access to English-speaking Incident Managers 24 hours a day, diagnostic tools to identify your problem - so you know exactly what needs to be repaired, repatriation for you, your vehicle and your passengers back to the UK, an extensive network of local service providers across Europe to get you back on the road as fast as possible, route planners and more for your motorcycle breakdown cover |
|
|||
To give you an idea of what to expect, motorcycle breakdown cover generally offers an option of the following benefits:
- European cover
- No call out discounts
- Phone messages
- On the spot repair or recovery service to nearest garage
- Cover for anyone using your vehicle with your permission
- Cover you for using someone else vehicle
- Help to finish onward journey
- Emergency over night accommodation
Lastly, before you set off I would advise that you keep the following items on you (whether you have motorcycle breakdown cover or not!):
- An up to date road atlas
- A charged up mobile phone
- A torch, ice scraper, pen & paper
- Your membership number for your motorcycle breakdown cover
I really hope that you never have to use your motorcycle breakdown cover - but if it happens, be sensible, get off the road and be as specific as possible when making your call to whomever you have your breakdown policy with. And hey - if you've used the comparison table above, at least you'll walk away knowing that you've got the best value for money for your motorcycle breakdown cover!
If you are in an accident, read my section on motorcycle accident claims to be on top of claiming for your Motorcycle Breakdown Cover